For MAP-Approved Multifamily Lenders

Underwriting Workbench &
Pre-Submission Compliance QA

RuralCare runs your deal package against HUD's current published authority before you submit — eliminating curable deficiencies, compressing cycle time, and building a defensible audit trail.

Launch program: Section 223(f) Acquisition & Refinance

Why Lenders Choose RuralCare

Four capabilities that directly reduce origination cost and risk.

Cycle-Time Compression

A Firm Commitment application that comes back with a 5-business-day cure notice costs real money — staff hours, broker confidence, rate-lock exposure. Pre-submission QA against HUD's own punchlist eliminates most curable deficiencies before they reach HUD.

Cross-Program Workbench

Enter the borrower and project once. The platform tells you which programs the deal qualifies for, then routes you down the right underwriting checklist with the right forms — HUD-92013, 92264, 92264-A for HUD; RD 5001-1 for USDA.

Defensible Audit Trail

HUD can review origination files for ten years. Every decision, third-party report, and underwriter sign-off is captured with a timestamp and document hash — genuinely useful when an OIG inquiry arrives three years later.

Borrower Pre-Screening

A white-labeled borrower intake uses RuralCare's qualification logic — rural-area check, certificate-of-need status, MAP-eligible facility type, basic DSCR/LTV stress — to pre-screen deals before a human originator engages.

How It Works

From deal intake to submission-ready package in one workbench.

Step 1

Create a Deal

Select 223(f) and enter project basics. The workspace scaffolds the full underwriting checklist automatically.

Step 2

Build the Package

Upload third-party reports, complete financial analysis, and fill the workspace. Forms auto-populate from deal data.

Step 3

Run Compliance QA

The rules engine checks your package against HUD's current authority. Fix deficiencies before submission.

Built for Lenders Who Originate

MAP-Approved Lenders

Full-service MAP lenders originating 223(f), 223(a)(7), and 232 deals who need pre-submission QA to reduce cure notices.

Community Banks & CDFIs

OneRD-approved lenders who do a few HUD deals a year and need help staying current with MAP Guide changes.

Multi-Program Originators

Lenders who originate across both HUD and USDA programs and want one workbench instead of two separate processes.

Compliance-Focused Firms

Organizations that value defensible audit trails and citation-traceable compliance documentation.

Underwriting Workbench &Pre-Submission Compliance QA